Construction crane

The Wells Fargo office building in downtown Lincoln. (GWYNETH ROBERTS/Journal Star file photo)

GWYNETH ROBERTS/Journal Star file photo

Customers in Nebraska are among the first to get to test Wells Fargo's new mobile deposit service.

The bank, one of the nation's largest, rolled out the service to customers in Nebraska, Kansas and the San Francisco Bay area last week after earlier launching it in Arizona and Washington.

Wells Fargo customers can use the service through its mobile banking app. The app is available for Apple and Android-supported devices.

To make a deposit, customers use their smart phones or other mobile devices to take a picture of both the front and back of a check.

Once the system verifies the information, the customer receives a confirmation notice that the deposit has been made.

"It gets processed the same way as any other check," said Armin Ajami, vice president of mobile banking product management for Wells Fargo.

There is no extra charge for the app or the deposit service, Ajami said

He said Nebraska was one of the states chosen because Wells Fargo wanted not only a diversity of customers but also a diversity of regions.

Though mobile banking has been around for a few years, the ability to make deposits is relatively new. Only a handful of large national banks offer the service.

Locally, U.S. Bank customers have had the capability for more than a year now.

Wells Fargo is the second-largest bank in Nebraska by market share, behind First National, while U.S. Bank is third.

Ajami said Wells Fargo hopes to roll out the service nationally by the end of the year.

"All our research has shown this was a top feature for mobile customers," he said.

Reach Matt Olberding at 402-473-2647 or


Business editor/reporter

Matt Olberding is a Lincoln native and University of Nebraska-Lincoln graduate who has been covering business for the Journal Star since 2005.

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