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Lawmakers debate helmets: Safety vs. 'air in the hair'

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BY NANCY HICKS / Lincoln Journal Star

Monday, Jan 14, 2008 - 09:24:54 pm CST



Nebraskans licensing their motorcycles would have to prove they have health insurance to cover $1 million in medical bills under an amendment attached to a helmet repeal bill Monday.

Cost of care is a major concern of senators opposed to repealing the law, said Sen. Kent Rogert of Tekamah, sponsor of a bill that would make helmets optional for those 21 and older.

Story Photo
Bikers fill the spectator balcony at the Legislative Chamber Monday, as they follow debate on (LB253), a bill that would let motorcycle riders 21 and older go helmet-free if they take a safety courses and wear eye protection. The bill is sponsored by Senator Kent Rogert of Tekamah. (AP)

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“In my opinion, if you are riding without a helmet, then you are a burden to the state,” Rogert said.  Simply break a leg, he added, and hospital costs mount up.

The group of cyclists supporting the repeal of the helmet law is split on the insurance requirement, Rogert said.

But a bare-bones, accident-only policy would cost no more than $40 a month, he said.

The insurance requirement was the only major change made Monday on the bill (LB235) that would end Nebraska’s requirement all motorcyclists and passengers wear approved helmets.

Senators traded statistics and philosophy for more than three hours Monday afternoon, with more than 100 bikers and friends watching from the balcony overlooking the Legislative Chamber.

Debate will continue Tuesday, and senators are expected to take a vote on first-round approval.

The proposal would allow those 21 and over who have a license on Jan. 1, 2009, to ride without a helmet. New riders 21 and older could forgo the helmet if they pass a state-approved safety course.

All riders under 21 would still be required to wear a helmet.

Leaders on both sides of the issue seemed to agree on one thing Monday: Wearing a helmet saves lives.

“Helmets save lives. Helmets mitigate injuries,” said Sen. Joel Johnson, a retired Kearney doctor and leader of the group of senators against repealing the law.

Rogert agreed. But that isn’t the point, he said. Repealing the law is an economic-development move that would bring more riders through Nebraska.

And it’s an issue of personal freedom, he and others said.

“Let those who ride decide,” said Lincoln Sen. Danielle Nantkes. “There are a lot of places I don’t want to see government involved in private lives.”

Omaha Sen. Tom White pointed to a number of behaviors that are dangerous or increase health care costs. Eating beef can lead to cardiovascular disease; bad diets can lead to obesity. And there’s danger in riding bicycles, skateboards or horses. Danger in skiing or parachuting.

“The proper role of government is to protect people from other people, and from corporations and from unknown risks or risks we cannot control. When government steps in and tells individuals they cannot engage in activities that cause no harm to others — because we know better — I believe we are on exceptionally thin ice,” he said.

Dangerous activities, he said, can “cause us to savor the chance to wake up in the morning.”

But Omaha Sen. Steve Lathrop said the helmet law “is a public health issue.”

Without helmets, “you know you are going to have more injuries and more deaths,” he said.

Much of the cost will be borne by government and thus taxpayers, he noted.

That equals about $1 million in costs for a serious injury and $200,000 a year for nursing home care for someone incapacitated by a brain injury, senators said.

That’s the cost of “air in the hair,” said Omaha Sen. Lowen Kruse, a helmet supporter.

Personal freedom is never absolute, said Lincoln Sen. Bill Avery. It needs to be balanced against the public good, he said.

And in this case, he said, the public interest — holding down insurance and health care costs — are more important.

Reach Nancy Hicks at 473-7250 or nhicks@journalstar.com.


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Shadow wrote on January 14, 2008 11:34 am:
" pass this bill finally. truth about helmets are that if any of us go down, we wont come back up anyway so whats the point of making us be uncomfortable with false senses of security? "

Brian wrote on January 14, 2008 11:36 am:
" Freedom means you are free enough to enjoy a summer day without a helmet and free to become brain damaged or die if you crash. I prefer to live free and safe, but having the choice is nice. "

CM wrote on January 14, 2008 11:39 am:
" So can we assume a repeal of the seat belt law will follow? If you can justify doing away with helmet laws, it makes just as much sense to change seat belt laws. "

RStuart wrote on January 14, 2008 11:44 am:
" Previous letters to the editor suggested the Helmet bill will also help improve economic development from bikers no longer by-passing Nebraska on their way to Sturgis, SD. It is not economic development it's tourism and it is a trade of blood for money. Helmet-less bikers are much more prone to worse head injuries than those that wear helmets. As far as the freedom to choose, I guess "you can't fix stupid." "

Fellow Rider wrote on January 14, 2008 11:58 am:
" Hope we finally win this and get the law changed. At least get the same type laws passed by every single state that surrounds Nebraska! "

Nina wrote on January 14, 2008 6:07 pm:
" Yes, eye protection should be mandatory. My sister, a mortician, has harvested eyes for cornea transplants from bikers before, and they are usually young enough to be an excellent source of this needed item. Maybe gruesome, but reality says more will be available once riders can go without helmet use. "

Matt wrote on January 14, 2008 6:33 pm:
" This bill is troubling. I really hope that it does not pass because the state of Nebraska should not endorse risky behaviors. Wow. I never cease to be amazed. "

ARJ190 wrote on January 14, 2008 6:38 pm:
" CR, I'd be happy if they'd just make not wearing a helmet a secondary violation that requires another violation for the rider to be stopped... Fair is fair. I'll wear one around town but, in August on the road in 110* temps.... forget it!! When you turn left in front of me at 60 mph a helmet is not likely to make a big difference. "

whatever wrote on January 14, 2008 6:45 pm:
" Yes, ditch this silly law and then move on to the seat belt law. This is looking to be an interesting session. With all the nanny law debates, school funding problems, the death penalty, State Fair, Lincoln Sales tax law changes to fund the arena, The Governors "Wellness" mandates, water policy, etc., you can be sure not much will get accomplished and won't be good legislation. "

ScottF wrote on January 14, 2008 7:20 pm:
" I hope they pass it. Every year it seems the government in this state goes way overboard in taking more and more individual rights away from us. Let this one go. "

rob g wrote on January 14, 2008 8:04 pm:
" At some point individual freedoms have got to be protected! Hopefully the day is coming that I can smoke a joint or do a line of powder legally. For those of you that have never had a day of fun in your whole life, lighten up! 3 Energy drinks do the same thing as a cheap line of crank so why not just make it legal. "

Rider wrote on January 14, 2008 8:10 pm:
" I will still wear my helmet but it should be a choice I think. "

ride free wrote on January 14, 2008 8:41 pm:
" The only reason I do not ride is because of the helmet law. With fuel prices on the rise a bike would be nice. Obviously Nebraska does not wnt tourism dollars. Our local goverment pushed away the drag strip idea. "

organ donor wrote on January 14, 2008 8:59 pm:
" Okay, repeal the helmet law on one condition. All motorcycle riders and passengers must be mandatory organ donors. Let's face it, no helmets means more organs for those that want to live. "

Rate Hike wrote on January 14, 2008 9:00 pm:
" I ride and think it is a bunch a hooey that you should have a choice. I don't want my insurance rates because a bunch of folks want to "be free" to choose and lose on a bike. Then again for all the folks waiting for an organ transplant you can smile. If they pass the law you will have what you need to live a better life thanks to helmetless bikers. "

motorcyclist wrote on January 14, 2008 9:02 pm:
" Obviously, I ride. However, I'm frustrated that of all the important things our legislators are debating, that they are taking up time with this topic. There are a lot more pressing issues they should be resolving. "

Matt wrote on January 14, 2008 9:45 pm:
" I find it funny that this is a "freedom" issue. Is passing a seat belt law a "freedom" issue? Is making cocaine illegal a "freedom" issue? "

CS wrote on January 14, 2008 10:06 pm:
" Everyone says "It costs the taxpayers more money....". I don't see how that is possible if the rider is required to carry insurance. Where is the breakdown of exactly HOW much this costs? If the rider has insurance or is dead where is the cost? The insurance companies will more than happily accommodate this, im sure. "

Apples/Oranges wrote on January 14, 2008 10:17 pm:
" Seat belts and helmets are like comparing applies and oranges (or watermelons and pigs). While they are both intended to save lives, seat belts are proven to be much, much, much more effective and less intrusive. Repeal the helmet law for all I care (as long as they have insurance), but let's make the seat belt law primary. "

Blue Knight wrote on January 15, 2008 12:29 am:
" Check out motorcycle insurance rates for other states that have recently repealed their helmet law. It's gone up by at least 20% in every instance. "

and.... wrote on January 15, 2008 12:45 am:
" along with the insurance requirement, there should be a mandatory IQ test to weed out the folks who give riders a bad name weaving in and out of traffic. Me personally, I wouldn't mind the uncomfortableness of a helmet if I rode, because if I do go down, and least I know my melon will be intact when I get up. Nantkes is the last person who should be talking about "choice" when it comes to adults making the appropriate choices when operating a motor vehicle.....and we'll just leave well enough alone there, hoping this still gets published.
a) mandatory insurance
b) mandatory organ donation
c) mandatory IQ test
d) mandatory review of driving record with rejection of your motorcycle license coming with more than 6 points in a 4 year period
e) mandatory leather to protect everything else so when there's nothing left of the melon at least they can harvest other tissue. "

Jack Brass wrote on January 15, 2008 2:07 am:
" This is a bridge for Nantkes to opposes current drunk driving laws as well??? I am glad that her civic minded concern for people using our roadways is flying high.

Either repeal the seat belt laws in the same bill or shut up.

Helmet laws protect taxpayers from paying for the motorcycle crowds urge to risk their own necks on the pocketbooks of the citizenry at large. Period. "

Justin wrote on January 15, 2008 4:15 am:
" I have been riding my entire life, and almost everyone that I know rides. I can tell you that 90% of the helmets you see on Nebraska roads are not DOT approved. They are novelty helmets. They are much lighter and more comfortable, but offer no protection so what good is a helmet law? "

Hammer wrote on January 15, 2008 5:52 am:
" If they want a helmet LAW to make sure that people on the road are safe, well then lets make sure that people in cars trucks etc. wear a helmet too. Nascar and the NHRA wear helmets.

Get rid of the HELMET LAW !!!!!!!! "

Matt wrote on January 15, 2008 6:27 am:
" This insurance suggestion is a load of buck. How will an officer know if a motorcyclist is avoiding they law and not buying insurance...THEY WON'T. The only way they can tell if the rider is following the rules is to see if he or she has on a helmet. Helmets don't prevent death when you are going 75 mph, but I would be willing to be that they would at 30 mph. I just makes common sense. I also agree with a previous comment. With so much to do this session, why are they wasting time on this? I'm now happy the raise last year didn't pass. COME ON! Wake up, Nebraska. "

GJ wrote on January 15, 2008 6:38 am:
" I watched the debate on this and sen. chambers spoke at least 4 times and gave the most eloquent and impassioned defense of liberty, but there is no mention of it in this article or the world herald, but I guess that's pretty standard for these newpapers to ignore him as much as they can. "

mark wrote on January 15, 2008 7:03 am:
" Why are people libertarian about their freedoms, but socialistic when it comes to responsibilities? In other words, you're free to not wear a seat belt or helmet. Or to drive drunk. But don't expect me to pay the hospital/rehab cost of your freedom. I want to be free of responsibility for stupid people. "

Jen wrote on January 15, 2008 7:11 am:
" I love how everyone assumes that just because someone is supposed to show proof of insurance in order to be able to ride without a helmet, that person will actually KEEP that excess insurance for the duration of their riding lives. Not to mention the fact that there may be people who are denied the excess insurance based on their health, or on the insurance company's underwriting guidelines. That will not stop people from riding "illegally" under the repealed helmet law. How many uninsured drivers are on the road now? And last time I checked, having auto insurance was required by law. Tyring to justify a bad decision by adding rules to it does not guarantee compliance. This is a very risky move to consider. I can see the lawsuits piling up now.... "

I ride wrote on January 15, 2008 7:12 am:
" The world will be a safer place when we put an overpass over every rail crossing, put semis on their own interstate, lower the speed-limit for the rest of us to 15 mph and require helmet usage for all passengers in cars. While we're at it, lets eliminate left hand turns until all roads are one way. All of these things well protect us from us. This is a simple matter of where you draw a line. If helmets stick around, I would like to see seatbelt violations become a primary offense carrying a 75 dollar fine and court costs (like helmets) instead of the current 25 dollar co-pay on a moving violation. Try to pass that legislation. "

jb wrote on January 15, 2008 7:21 am:
" I keep hearing about the taxpayers money, if I'm not mistaken it is the insurance money paying for the accidents not the taxpayers. I also haven't heard anyone bring up the point on how many accidents have occured due to the fact that when riding a motorcycle with a helmet a person's hearing is drastically reduced causing a number of accidents. "

Another Rider wrote on January 15, 2008 7:34 am:
" I prefer my helmet, but I believe it's only fair to LET THOSE WHO RIDE DECIDE!! "

Shadow wrote on January 15, 2008 7:54 am:
" Why is it that they are trying to say that not only do you have to carry insurance, but now they are trying to say how much insurance they have to carry? no problem... while they are trying to dictate this coverage for riders, make SUV drivers, pick-up drivers and sports car drivers carry the same insurance. Also make anyone that has had more than two tickets in their life get the same coverage.

if they are seriously going to try and make the insurance bit happen then they should just forget it altogether once again and we will go again next year. I will promise this, this will not stop until the politicians get out of the way and quit trying to exert totalitarian control over everything. "

HPG wrote on January 15, 2008 8:06 am:
" I am a less government kind of guy, but I can only see my taxes eventually going up because the state will end up paying for the health care of some 21 year old brain damaged former bike rider for the rest of his life. And don't tell me about the insurance requirement, because like people use insurance to get their cars registered and then cancel it, the same will apply here.
One final thought, if helmets provide no protection why do all the stunt riders wear them? "

dave fett wrote on January 15, 2008 8:24 am:
" Im in Iowa,no helmet law here. surely someone has researched the fatality and brain injury numbers btw the two states. What do those figures suggest? Having lived in both states I can say there are many more riders in Iowa. They have radio and television adds here to watch out for riders and I've never had a close call here. Had several in Nebraska. its not just about helmets, its about educating the other guy. Neb is way behind in several areas. This is just another one of them. "

Grundle wrote on January 15, 2008 8:33 am:
" Make the $1,000,000 insurance requirement applicable only to those riders who ride without a helmet, and enforce it on a traffic stop basis. If a rider is pulled over for some other offense, and is riding without a helmet, then they need to have proof of insurance for $1,000,000 or they get fined. Why should the riders who ride with a helmet be punished for their choice? "

Big Chief wrote on January 15, 2008 8:53 am:
" The amendment #1547 that requires $1 Million of Health insurance to buy plates for your motorcycle opens up a real can of worms. I have been supporting passage of LB253 but this Amendment concerns me. Many people cannot afford an extra $40/month for this extra insurance.

I will continue wearing a helmet 99.99% of the time even if LB253 passes but Amendment #1547 may force me to register my motorcycle in another state. "

inconsistent wrote on January 15, 2008 9:38 am:
" time to get big brother out of our daily choices. if someone wants not to wear a helmet or a seatbelt that should be their decision not the governments. how inconsistent is our legislature to be considering this bill while in the same session entertaining a bill that would prohibit smoking statewide. give me my individual freedoms back. "

riskybehavior wrote on January 15, 2008 9:44 am:
" please let me decide what risk i choose to take not the government. what risky behavior will they decide to do away with next? skydiving, crossing the street, eating red meat? little by little our rights are being stripped away and as long as it doesn't affect YOU its alright. well pretty soon the government will be outlawing something that does affect you and you'll wonder why no one will stand up with you and be hear. we all should be against anything that restricts personal choice. "

To Big Chief: wrote on January 15, 2008 9:44 am:
" If you can't afford an extra $40/a month to cover that extra insurance then you don't have enough money to be financially responsible for what you do when you ride your motorocycle. That means you shouldn't be allowed on the roads. Driving is a privilege, not a right - which means stipulations can be placed on it - including requring people to prove ahead of time that they can financially compensate for what they may do while driving. "

Matt wrote on January 15, 2008 10:20 am:
" So, how is requiring the use seat belts in a car philosophically any different than requiring a motor cycle rider to wear a helmet?? Further, the motor cycle rider is required to carry auto insurance...NOT health insurance!! So, yes, it does cost the tax payers more. "

Bud Curl wrote on January 15, 2008 10:55 am:
" The problem that I have with the "public health issue" defense for requiring motorcycle helmets, is that we apply it sporadically at best. I'm not going to argue whether or not we should legislate public health, but if we do legislate it, let's not be hypocrites and apply it only when it serves our purpose.

How big a public health hazard is smoking tobacco - first or second-hand, or drinking alcohol? Why do we not ban those commodities as public health hazards? Or, require insurance cards in order to purchase these items?

When we apply arbitray laws on one hand and ignore the other, we are creating cynicism and disrespect for the law.
"

Shadow wrote on January 15, 2008 11:21 am:
" to the person commenting towards big cheif...

90% of the time it is not the rider that is stupid, it is the cager that decides it is a good idea to suck down a couple of double cheeses or send text messages to their buddy. when i ride i have been in 3 extremely close calls and every one of them i was nearly ran over by a cager not paying attention to their surroundings. i was doing the speed limit, not following too close and i also have extra head lights installed to increase my visibility to other drivers. i guess i should be wearing my jacket with the flashing neon lights that say "please dont hit me". i am not trying to say that all riders are responsible but i know that i try to use my best judgement and so do the people i ride with. we have never had a ticket for being stupid and we never will because we are too busy keeping track of the cagers. "

The Truth... wrote on January 15, 2008 11:52 am:
" "We all know helmets save lives" There has never been a bigger lie published in LJS. There is absolutely NO proof that a helmet can or will save your life. The truth is helmets cannot prevent brain injury, but they can exacerbate them due to the increased inertia created by adding 40% to 50% more weight to your head. If you would really study the numbers, and not just look at the number of deaths, you would find that the percentage of those injured or killed per accident actually rose with the implementation of the helmet law in Nebraska. By 1999, if the death to accident ratio had remained the same as the 10 years before the helmet law went into effect, 4 bikers would be among us and not dead.
As for the insurance issue I agree it is my responsibility to obtain enough coverage to cover my care if involved in an accident, but the state only requires that the insurer provide $1000 for injuries. Let’s raise the required liability to match that of other motor vehicles creating no more burdens on the state for our injuries than that of any other driver.
In conclusion to me it is not a question of personal freedom, but one of personal preservation. Should I not be allowed to take steps to improve my chances of survival by not wearing a “death bucket”?
"

not a good idea wrote on January 15, 2008 11:56 am:
" Making it a law to have the $1,000,000 in insurance to license your motorcycle is a bad idea. If this passes, I will still wear my helmet. I don't think I need to have more fees involved with me wanting to ride my motor cycle. It already costs way to much to have a vehicle in this state, this is just making it worse if this passes "

More Govt PLEASE wrote on January 15, 2008 11:57 am:
" Why not require proof of $1,000,000 in coverage to purchase a pack of smokes? They are far deadlier? "

CS wrote on January 15, 2008 12:00 pm:
" Matt:
Until someone on the floor or in here can back up your premise with numbers that show that motorcycle riders don't pay for their own health insurance and how often, so what? I would suspect that many riders have health insurance, just like drivers do, probably more so since anyone can get an auto license and a motorcycle permit takes some work. Most of the prohelmet comments i've read in here are based on the assumption that motorcycle riders exist in some parallel universe where they wouldn't already have their own health insurance in addition to auto/bike coverage. "

donations anyone? wrote on January 15, 2008 12:01 pm:
" If this passes, you can bet every single state senator will be getting a letter from me asking them to foot the extra $40 each month to have this $1,000,000 coverage just to license my motorcycle and ride WITH a helmet. It doesn't matter if you wear a helmet or not, you will have to have this extra fee attached. If this passes, look for my motorcycle for sale. "

ONE RIDER wrote on January 15, 2008 12:31 pm:
" If you are going down interstate 80 at 75mph and you wreck your bike, is a helmet going to help you or just keep you head intact while the rest of your body is exposed? Let those who ride decide and keep your laws off my body. "

To "The Truth" wrote on January 15, 2008 1:33 pm:
" Studies in Annals of Emergency Medicine as well as over twelve individual studies refuting the Goldstein study that makes the claims about added weight contradict all of your "truths." Helmets save lives - there is no evidence to suggest otherwise. "

Helmets save lives wrote on January 15, 2008 1:53 pm:
" We wear seatbelts in cars for the same reason.
It needs to be law.
Even if it saves JUST ONE LIFE! "

Big Chief wrote on January 15, 2008 1:53 pm:
" $40 a month to some people is a heckuva lot of money. Maybe not to you. Not everyone on a motorcycle is a Doctor, Lawyer etc. I ride because I love it and it is cheaper than taking a car everywhere. I guess in your perfect world only those who can afford a new Mercedes or Rolls Royce would be the only ones allowed on the road. "

Full of holes wrote on January 15, 2008 1:58 pm:
" Even if we require lots of insurance for people who register bikes in Nebraska, it still doesn't solve the problem of out-of-state riders with insufficient insurance generating medical bills in our state. Death doesn't cause increased costs--serious injuries do. I don't care what you do as long as your disregard for common sense doesn't negatively impact me. As for the ridiculous comparisons to eating beef or riding bicycles--what is the rate of injury per 1000 people participating in each activity? What is the seriousness of injury for these people. Use statistics and examples that can actually be compared. "

The truth??? wrote on January 15, 2008 2:08 pm:
" Where are you getting your "facts". Please cite the study in regards to your statement: "There is absolutely NO proof that a helmet can or will save your life. The truth is helmets cannot prevent brain injury, but they can exacerbate them due to the increased inertia created by adding 40% to 50% more weight to your head."

I'll cite the Hurt Report conducted by the University of Southern California. Among the conclusions were "Helmeted riders and passengers showed significantly lower head and neck injury for all types of injury, at all levels of injury severity"; "There is no liability for neck injury by wearing a safety helmet; helmeted riders had less neck injuries than unhelmeted riders. Only four minor injuries were attributable to helmet use, and in each case the helmet prevented possible critical or fatal head injury"; "Safety helmet use caused no attenuation of critical traffic sounds, no limitation of precrash visual field, and no fatigue or loss of attention; no element of accident causation was related to helmet use"; "The use of the safety helmet is the single critical factor in the prevention of reduction of head injury; the safety helmet which complies with FMVSS 218 is a significantly effective injury countermeasure".
I've got no problems if a fellow rider choose not to wear a helmet, but at the same time, please do not cite inaccuracies in regards to the safety benefits of wearing a helmet. "

Honda rider wrote on January 15, 2008 2:09 pm:
" Having had the opportunity to get off of my bike twice at highway speeds I'll vouch for the effectiveness of a full face helmet and you'll never ever see me ride without one. However, like the seat belt law, this is a matter of personal freedom. We need to stand firm against any new legislation that infringes on our personal freedoms. "

Um wrote on January 15, 2008 2:43 pm:
" $1 million dollars is not near enough insurance to cover someone who may have a significant head injury for the rest of his or her life. I hope law makers vote against this. "

JT Hutt wrote on January 15, 2008 2:54 pm:
" Bravo Sen. White on pointing out equally dangerous behaviors like eating meat, always a strong point. There are countless victims who recklessly ate a steak and became permanently disabled. Another point would be that the law should be repealed based on people who are outside getting sun are at a potentially increased risk of cancer and there are no laws requiring sunscreen. So long as people are insured and not a further drain on the state, let them decide if they want to go without a helmet. Clearly they aren't risking much not wearing one. "

Nurse wrote on January 15, 2008 3:51 pm:
" I think some of you already have had a head injury. Of course helmets save injuries to the head. I've seen cracked helmets come into the ER and the patients are able to walk out of the hospital. Without the helmet, the skull would have been the one to crack and bleed. Really, people. We know you want to be free to ride without a helmet, but who do you think should flip the bill for your healthcare expenses after your family files bankrupt and you reach your limit with your health insurance carrier?

Here is a solution....let the rider decide. If they don't want to wear a helmet, make it a requirement that they have a living will, stating that they don't want to receive heroic measures to keep them alive. "

Matt wrote on January 15, 2008 4:00 pm:
" To CS. Ummm...what parallel universe are you talking about?? I can't quote the exact statistics, but something like 30% of adults do NOT have health insurance. Have you never heard of the crisis that is the U.S. health industry?? My god. Many many people are without any form of health care and this bill will only make it more difficult to obtain affordable coverage. Why would you assume that motorcycle users have a higher rate of health insurance than anyone else? Furthermore, this bill will have one of two results: (1) it will increase the taxpayer burden for "state funded healthcare" by covering medical bills for the uninsured and/or (2) it will increase insurance premiums for all those in Nebraska because insurance companies must bump up the rate to cover losses from increased medical treatment. Even if 100% if motorcycle riders had health insurance, it will still result in the Joe taxpayer paying higher premiums. The idea that this bill is even on the table is ridiculous. What's the reason...so people kind drive around with the wind blowing through their hair?? If you could cite evidence that shows not using helmets reduces health care costs then I would support the bill. The problem is that evidence does not exist. Not to mention the fact that ALL riders would then be required to purchase $1,000,000 worth of coverage...is that liberating?? Huh...I think I'd rather wear a helmet. "

smartenough wrote on January 15, 2008 4:48 pm:
" if you're not smart enough to wear a helmet fine. in nature we call that survival of the fittest. eventually you'll be weeded out of the gene pool and society will be all the smarter. "

To CS wrote on January 15, 2008 4:48 pm:
" Not that it matters at this point since the bill failed - but estimates are that anywhere from 41-63% of motorcyclists are uninsured and require government intervention to pay for their medical bills. "

GWbiker wrote on January 15, 2008 5:53 pm:
" A $1,000,000 insurance amendment attached to LB253 was the kiss of death for that bill. It must have been the Insurance shills who forced on that attachment. Well, no mind to me as I will continually avoid riding my touring bike thru Nebraska each summer as I head north from Arizona to Sturgis South Dakota. Nebraska Department of Tourism will not see any of this long distance bikers money! "

what?!?! wrote on January 15, 2008 8:29 pm:
" CS, check your facts. The American Motorcyclist Association can help you out. "

numbers wrote on January 17, 2008 10:04 am:
" What this all boils down to is that those for the helmet law think "the Motorcyclist" will become a "burdon" to the state of Nebraska (or "taxpayers" if you will) IF a head trauma creating brain injury happens.

Well, as a taxpayer, i feel opposed to paying unnecessary expenses as well....look all around you and you are paying for it.

Motorcyclist represent roughly 6% of all fatal accidents...Cars & Trucks represent roughly 93%, with 1% for others.

Anybody can see that if you want to reduce cost (and on a huge basis), that you should be addressing the 93%.

If you want the helmet law then lets address the fatalities in the 93% class as well.

Are you willing to wear a helmet in your car? ARE YOU WILLIING TO DO WHAT EVER SOMEONE ELSE MANDATES THAT WOULD REDUCE YOURS AND EVERYONE ELSES CHANCE OF A FATALITY IN A CAR AND TRUCK?. This meaning beyond the seat belt.

"